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My mission is to carefully guide you throughout the entire mortgage process, so that you feel confident as you make choices about the many options available for your financing strategy. Your home is perhaps the largest financial investment you will make in your lifetime. And while many people see their mortgage simply as another monthly payment, it can and should be viewed as an investment. I will help you utilize your home as a valuable financial tool, enabling you to achieve the plans you envision for your future. Many of the mortgage difficulties you have heard about in the media over the past year came about as a direct result of underestimating risk by lenders over the last several years. In response, over the past several months, underwriting guidelines have become much more restrictive and continue to be adjusted on an almost daily basis, leaving fewer loan programs available, and making it more challenging to close loans. There are hundreds of thousands of loan officers in the United States, but in this mercurial industry, you need a lender with both the ability to provide competitive rates and fees, as well as the experience and know-how to get your loan closed on time. My success in the mortgage industry is the result of creative efficiency, integrity and the experience garnered from closing over $35 million in residential mortgage loans. My background in the fine wine industry taught me that success is directly tied to client satisfaction, and I continue to strive today to provide my clients with the highest possible level of service. My business is referral-based, and nearly 100% of my business comes from satisfied clients, trusted financial advisors and the most experienced realtors in the Triangle. I hope to earn your business by not only offering competitive rates and fees, but also by providing exceptional client service. I know that purchasing or refinancing a home is stressful, and my job is to ensure that the loan process goes as smoothly as possible for you. Whether you are purchasing a new home, refinancing an existing mortgage, consolidating debt, downsizing for retirement, investing in real estate, or simply considering a home improvement project, I can help you find the loan that is right for you. I work with dozens of different lenders in order to be able to find the best possible financing strategy for each individual client. My responsibility to you never truly ends, as my goal is to be available to you for mortgage advice and planning long into the future.
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© 2008 Frank Rexford, CMPS |
